PAYBOXX cuts what Nashville and Florida Gulf Coast businesses pay to take cards, with dual pricing or honest interchange-plus rates. We serve Tampa, St. Petersburg, Sarasota, Venice, Fort Myers, Naples and Marco Island. Union for restaurants, bars and hospitality. Clover for retail, law firms, medical offices and online sales. Set up on-site by a local person who picks up the phone.
Estimates only. Flat rate shown at 2.6% (a common all-in-one POS rate); interchange-plus shown at an illustrative 2.25% effective rate. Your real numbers come from your statement.
Union is built for busy restaurants, bars and hospitality. Clover runs everyone else: shops, law firms, medical offices and online sales. We pick the right one, build it out for your business and install it in person.
A hospitality POS built for high-volume bars and restaurants, with guest ordering and loyalty in the same system.
Take cards at the counter, the front desk or the job site. Handheld and mobile readers with dual pricing built in.
A full countertop POS for shops, salons, quick-service counters and offices, with inventory, scheduling and reporting.
Get paid without a card in hand: payment links, invoices, a virtual terminal and ecommerce checkout, all in the same Clover account.
Every table gets a scan-to-order code. Guests open a tab, reorder and pay when they are ready, while your staff runs tabs, handhelds and the kitchen from one system.
Show two prices: one for cash, one for card. Customers choose, and the card price covers the cost of processing. It is the same idea gas stations have used for years, set up to follow card network rules.
| WHAT MATTERS | TYPICAL BUNDLED POS | PAYBOXX |
|---|---|---|
| Contract | 2 to 3 years, with termination fees | Straightforward terms, explained up front [CONFIRM] |
| Pricing | One flat rate for everyone | Interchange-plus or dual pricing |
| Typical rate | Flat 2.49% to 3.5% + per-swipe fee | Set after a free statement audit |
| Rate changes | Can rise mid-contract with notice | Rate locks on Clover accounts [CONFIRM] |
| Support | National call center | Your local rep, by name |
| Setup | Box shipped to you, video training | On-site install, menu or inventory build, staff training |
Also serving auto shops, trades, salons and professional services.
Law firms and medical practices cannot just plug in any card reader. We set Clover up around your compliance obligations from day one.
Bar rules generally require that unearned fees go to a trust account and that card fees never come out of trust. We set you up accordingly.
We configure Clover so it handles payments only, keeping diagnoses, treatment notes and other patient health information out of receipts, item names and customer records.
PAYBOXX helps configure payment systems but does not provide legal or compliance advice. Practices remain responsible for their own HIPAA and state bar obligations.
Restaurant POS contracts often run two to three years and can renew automatically. We find your renewal date, show what Union would cost you, and plan a switch that avoids early termination fees.
Check my renewal dateSend one statement. Get a plain-English breakdown of your effective rate, hidden fees and what switching would save. No obligation, no pressure.